In the event that you pay money for one thing making use of your HSBC Visa debit card as long as you’re outside the UK, you’ll need certainly to spend a transaction that is‘non-sterling of 2.75per cent. Therefore, for instance, if you invested ?100, you would certainly be charged a charge of ?2.75.

In the event that you withdraw cash from an ATM, you’ll should also spend a ‘cash fee’ of 2% (minimum ?1.75, maximum ?5) along with the transaction fee that is non-sterling. Therefore you’d be charged a total of ?4.75 if you took out ?100.

Any deals you will be making may be changed into lb sterling (unless you choose to cover in regional money). The exchange rate set by Visa to make sure your exchange rate is as competitive as possible, you’ll pay.

Use of cost savings reports

Savings records you can make use of

Our fundamental banking account is made to provide a restricted banking solution. As a result, it does not offer you usage of a few of our cost savings records, such as for instance our Regular Saver.

Nevertheless, it will be possible to start A money ISA and/or versatile Saver account – helping you set a little cash apart for future years.

Essential account papers

Who is able to use?

It is possible to submit an application for a simple banking account in the event that you:

• Are 16 or older and a UK or EU resident
• Can provide proof or ID of target if required
• Are content if you live in the UK) for us to do a credit check against your name (
• Will perhaps not continue steadily to hold a bank-account with another UK provider

How exactly to apply

It is possible to apply online if you reside in the united kingdom. If you reside in Jersey, Guernsey or perhaps the Isle of guy, pay taxation in a nation away from British or like to start an account that is joint you will have to book a scheduled appointment to utilize in branch.

If you qualify for one of our standard accounts instead before you apply for a Basic Bank Account we first need to check. In the event that you use but don’t qualify, we’ll immediately provide a Basic banking account for you if you’re eligible.

Having trouble accessing services that are financial?

We comprehend some clients have a problem accessing economic solutions or could be in a susceptible place where use of an overdraft just isn’t suitable. If this applies to you, please give us a call on 03457 404 404 4 or organize a scheduled appointment with us in branch to go over your circumstances much more information. Instead, you are able to submit an application for our fundamental Bank Account online below.

Existing clients

Activate your card

As soon as your account’s put up, see how to activate your card right here.

Methods to bank

Uncover the various ways you can handle your hard earned money with us.

Get assistance with cash concerns

If you’re struggling to here cope, we’re to assist.

You might want to consider

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HSBC Banking Account

An easy everyday bank-account.

How exactly to switch current records

Switching is simple and certainly will be achieved in only 1 week. Learn how it really works.

Extra information

1. With a simple banking account, although we just simply take all steps that are reasonable stop your bank account entering unarranged overdraft, there could be restricted circumstances where this might take place. We will not charge a fee any interest or fees should this happen. Back once again to ‘At a glance’

2. Our phone, online and banking that is mobile are available twenty-four hours a day. During busy durations phone telephone calls might be transmitted outside of the British. Phone Calls might be supervised and/or recorded to simply help us constantly enhance our solution. Returning to ‘At a look’

3. Some dough device owners in you may be charged by the UK for withdrawals. This is shown on display with an alternative to cancel the withdrawal if you would like. Back once again to ‘At a look’

4. Our phone, on the internet and banking that is mobile are available twenty-four hours a day. During busy durations phone telephone telephone calls might be transported away from British. Telephone Calls are supervised and/or recorded to aid us constantly enhance our solution. Back once again to ‘Having trouble accessing services that are monetary’